Holders of unpaid bonds are targeted by offers of varying quality. The signals below are not proof of bad faith, but they deserve to be taken seriously and verified before signing anything.
Upfront payment for 'handling' the case
A demand for a large upfront payment with no clearly described, documented deliverable is the most common warning sign.
Distinguish a transparently defined assessment fee from an unspecified payment for a promised outcome.
Promised outcomes
Nobody can seriously guarantee recovery of a claim or a specific return on a distressed bond.
Phrases such as '100% recovery' or 'we will return your whole investment' have no basis in enforcement reality.
Time pressure and unclear identity
Time-limited offers combined with resistance to legal review are a reason to slow down.
Always verify the counterparty: legal name, company number, registered office and the person acting.
What to insist on
Minimum requirements for any offer.
- a written offer stating amount and date
- the draft contract for review in advance
- the option to have the text reviewed by a lawyer
- a clear explanation of what happens after signature
If you have received an offer and are unsure, have your own situation reviewed independently and without pressure to sign.
This text is general information for bondholders. It is not legal advice and not an investment recommendation. Capital Investing Ventures a.s. is not a law firm. Any individual assessment depends on the specific documentation and circumstances of the case.