Insolvency and collective action

Filing a claim: a general overview for holders

A general explanation of what filing a claim in insolvency means, which documents are typically attached and why legal assistance is advisable.

Creditor claim registration form with a date stamp on a dark desk

Filing a claim is the procedural act by which a creditor asserts its claim in insolvency. Its content, form and deadlines are set by procedural law and by court decisions in the specific case. This text does not replace legal assistance.

Why form matters

A filing is a formal document. Inaccuracies in describing the claim, its amount or its legal basis can have unpleasant consequences for the creditor.

For bonds in particular, describing the basis of the claim is harder than for an ordinary invoice.

Documents usually required

Typical attachments proving the existence and amount of the claim.

  • terms and conditions and the subscription contract
  • proof of payment of the subscription price
  • a schedule of unpaid coupons and principal
  • proof of ownership or registration of the bond

Deadlines

Filing deadlines are set by the court in the specific proceedings and missing them has serious consequences. The actual date appears in the decision published in the insolvency register.

Be careful here: general information found online may not apply to your proceedings.

Why consider a lawyer

Filing a bond claim requires the claim to be expressed correctly in legal terms. Mistakes are hard to correct afterwards.

CIV is not a law firm and does not file claims; it assesses the case from a settlement perspective.

Practical next step

If a filing deadline is approaching, get a free, non-binding check in parallel of whether settling your claim before it expires could suit you better. Send us the terms and conditions and proof of subscription — CIV will verify whether your case can be assessed.

Related topics

This text is general information for bondholders. It is not legal advice and not an investment recommendation. Capital Investing Ventures a.s. is not a law firm. Any individual assessment depends on the specific documentation and circumstances of the case.